Lincoln Life Insurance Lawyer
Christian Lassen, Esq. | Quoted in The Wall Street Journal | 25 Years Experience
In Lincoln, Nebraska’s capital city, families dealing with denied or delayed life insurance claims often face complicated policy language and insurance companies determined to avoid paying. At The Lassen Law Firm, we focus exclusively on life insurance disputes and have helped clients nationwide, including residents of Lincoln and Lancaster County, recover the benefits they were promised.
Attorney Christian Lassen, Esq., brings more than 25 years of experience fighting life insurance denials. With hundreds of millions recovered for policyholders and beneficiaries, our firm has earned a national reputation for success and service.
Why Lincoln Families Choose The Lassen Law Firm
We Only Handle Life Insurance Cases – No personal injury, no criminal defense, just life insurance law.
Serving Clients in All 50 States – Including Nebraska workers with group life policies and privately purchased plans.
You Work Directly With Christian Lassen – Not passed off to an assistant or intake team.
Proven Results for Midwest Clients
$700,000 for a Lincoln family after a lapse was triggered during unpaid medical leave without proper notice
$665,000 secured in an accidental death case involving a denied claim under a flawed alcohol exclusion
$590,000 recovered when an insurer denied based on outdated medical records and alleged misrepresentation
Denied Life Insurance Claim FAQ
Contesting a Beneficiary in Lincoln
Life insurance beneficiary disputes often arise when there are questions about a last-minute change, conflicting forms, or whether the policyholder had the capacity to make the designation.
We represent clients nationwide in cases involving:
- Undue influence or coercion
- Lack of mental capacity
- Forged or suspicious beneficiary changes
- Conflicts between spouses, children, or prior beneficiaries
Contesting a beneficiary designation requires strong evidence and a clear legal strategy. We work to challenge invalid designations and protect the rights of the rightful beneficiary.
Interpleader Lawyer in Lincoln
When a life insurance company faces competing claims or unclear beneficiary designations, it may file an interpleader lawsuit and deposit the funds with the court instead of paying the claim.
We represent beneficiaries nationwide in interpleader actions and life insurance disputes involving:
- Conflicting beneficiary claims
- Disputed beneficiary changes
- Divorce or remarriage issues
- Allegations of undue influence or fraud
Once an interpleader is filed, the case becomes a legal dispute between claimants. We work to protect rightful beneficiaries and pursue recovery of the full policy proceeds.
We Handle All Types of Life Insurance Disputes in Lincoln
Accidental Death and Dismemberment (AD&D) denials
Policy lapse and grace period violations
Claims denied for misrepresentations on applications
Competing beneficiary claims and probate issues
Denials under group plans governed by ERISA
Lincoln Areas We Serve
We represent clients throughout Lincoln and the surrounding region, including:
Downtown Lincoln
Belmont
College View
University Place
South Salt Creek
Yankee Hill
Bethany
Near South
Highlands
Meadowlane
Whether your loved one had coverage through a Nebraska-based employer, a union, or an individual policy, The Lassen Law Firm will pursue the justice and compensation you’re entitled to.
Our Approach
Free and confidential consultations
No upfront fees or costs – we only get paid if you do
Comprehensive review of claim documents, policy terms, and correspondence
Aggressive litigation in Nebraska or federal court when necessary
Talk to Attorney Christian Lassen Today
Call 800-330-2274 to speak directly with Christian Lassen about your denied or delayed life insurance claim.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: Jan 3, 2026
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They rejected our claim, saying the treatment my wife was undergoing wasn’t FDA-approved. The Lassen team got expert testimony and proved the procedure wasn’t the cause of death. That made all the difference.”- Anthony J.
Why The Lassen Law Firm Is Different
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Proven National Results
With over two decades of exclusive focus on life insurance litigation, we’ve helped thousands of families recover wrongfully denied benefits. Our reputation for fast, strategic resolutions has made us a trusted national resource for complex claim disputes.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.
