Springfield MA Life Insurance Lawyer
In Springfield MA, the historic city known as the birthplace of basketball and rich in cultural landmarks, navigating life insurance claims can still be a challenging and overwhelming process, especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we are dedicated to helping families and individuals in Springfield secure the financial protection they deserve. Whether you’re near the vibrant downtown area, the iconic Basketball Hall of Fame, or anywhere across Hampden County, we provide trusted legal expertise and personalized guidance every step of the way. Our experienced and trusted Massachusetts life insurance lawyers are here to help.
Led by nationally recognized attorney Christian Lassen, Esq., The Lassen Law Firm focuses exclusively on denied, delayed, or disputed life insurance claims. With over 25 years of experience and hundreds of millions recovered for beneficiaries nationwide, we fight for the outcomes our clients need and deserve.
Why Springfield Families Trust The Lassen Law Firm
Exclusive Focus on Life Insurance: We only handle denied, delayed, or disputed life insurance claims.
Serving the Nation: Whether the policy is governed by Massachusetts law or federal ERISA regulations, we can help.
Direct Attorney Access: Clients work one-on-one with attorney Christian Lassen from consultation through resolution.
Real Results for Massachusetts Clients
$745,000 recovery for a Springfield widow after a lapse dispute. We proved the insurance company failed to send proper billing notices.
$690,000 settlement in an AD&D case after the insurer cited a "high-risk activity" exclusion. Our legal team showed the exclusion did not apply.
$620,000 payout for a family in Forest Park after the insurer alleged misrepresentation. We demonstrated that full disclosure had been made.
Types of Life Insurance Disputes We Handle
Accidental death and dismemberment (AD&D) denials
Grace period and lapse-related disputes
Misrepresentation claims during the contestability period
Disputes involving ex-spouses or multiple beneficiaries
Employer-provided ERISA group life insurance denials
Serving Springfield and Surrounding Areas
We represent clients throughout Hampden County, including:
Forest Park
Sixteen Acres
Indian Orchard
East Forest Park
Pine Point
Liberty Heights
Chicopee
West Springfield
Longmeadow
Agawam
Whether the policy was private or employer-sponsored, we have the experience and legal resources to advocate for your rights.
Our Commitment to You
Clear guidance from a lawyer with decades of focused experience
Aggressive pursuit of what you’re owed with no upfront cost
Full litigation support when necessary
Free consultations to evaluate your options
Call Today for a Free Consultation
If your claim has been denied or delayed, don’t go it alone. Call The Lassen Law Firm at 800-330-2274 to speak directly with attorney Christian Lassen.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“They alleged policy fraud and said they wouldn’t pay. But Christian Lassen’s firm uncovered emails showing the insurer had approved everything months earlier. They settled the case quietly and quickly once the truth came out.”- Linda T.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.