Boston Life Insurance Lawyer
In Boston, a historic city known for its cultural landmarks and revolutionary spirit, navigating life insurance claims can still be a complex and overwhelming experience, especially when benefits are unfairly delayed or denied. At The Lassen Law Firm, we are dedicated to helping families and individuals in Boston secure the financial protection they deserve. Whether you’re near the historic Freedom Trail, the vibrant Back Bay, or anywhere across Suffolk County, we provide trusted legal expertise and personalized care every step of the way. Our experienced and trusted Massachusetts life insurance lawyers are here to help.
Led by nationally recognized attorney Christian Lassen, Esq., The Lassen Law Firm focuses exclusively on denied, delayed, or disputed life insurance claims. With over 25 years of experience and hundreds of millions recovered for beneficiaries nationwide, we fight for the outcomes our clients need and deserve.
Why Boston Families Trust The Lassen Law Firm
Life Insurance Law Is All We Do: We are laser-focused on helping clients recover denied life insurance benefits.
Serving the Nation: We handle policies governed by both Massachusetts law and federal ERISA regulations.
Work Directly With Christian Lassen: Clients always speak directly with the attorney handling their case.
Proven Results for Massachusetts Clients
$805,000 settlement for a South End family after a group policy denial. The insurer wrongly claimed the decedent was not enrolled.
$690,000 payout for a Cambridge client after an alleged misrepresentation about prescription use. We proved the medication was disclosed and the insurer misread the records.
$625,000 recovered from a private policy after a lapse was claimed. We demonstrated that premium invoices were never sent.
Types of Life Insurance Disputes We Handle
Accidental death and dismemberment (AD&D) denials
Lapse disputes and grace period violations
Misrepresentation allegations
Beneficiary conflicts and document challenges
ERISA group policy appeals and litigation
Serving Boston and Surrounding Communities
We assist clients across the greater Boston area, including:
Downtown Boston
South Boston
Back Bay
Beacon Hill
Charlestown
Cambridge
Somerville
Brookline
Dorchester
Roxbury
No matter where you live or how the policy was issued, we bring deep experience and powerful advocacy to every life insurance claim.
What to Expect When You Work With Us
Thorough claim review and honest assessment
No out-of-pocket fees
Full legal support through negotiation or litigation
Results-driven representation backed by decades of success
Start With a Free Consultation
If your life insurance claim has been delayed, denied, or disputed, contact The Lassen Law Firm today. Speak directly with attorney Christian Lassen and get the answers you need.
Call 800-330-2274 now for a free consultation.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years of Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 13, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“We were told the policy lapsed before my mother died. But we had receipts showing otherwise. Lassen Law Firm used them to force the company to honor the contract. They don’t mess around.”- David K.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.