Overland Park Life Insurance Lawyer
In Overland Park, where tree-lined neighborhoods and a thriving business community make it one of Kansas’s most livable cities, life insurance should offer stability and peace of mind. But when insurers delay or deny valid claims, grieving families are often left struggling to recover the benefits they were promised. At The Lassen Law Firm, we focus exclusively on life insurance litigation and bring trusted representation to residents across Overland Park and Johnson County.
Whether you’re near the Overland Park Arboretum, in Prairie Village, or close to the Deanna Rose Children’s Farmstead, we bring over 25 years of national experience and a proven track record of recovering hundreds of millions for life insurance beneficiaries.
Why Overland Park Residents Rely on The Lassen Law Firm
We handle life insurance claims exclusively, with no distractions or divided focus.
Attorney Christian Lassen personally oversees every case from start to finish.
We work on contingency: no fees unless we recover compensation for you.
Serving all 50 states and experienced in Kansas-specific policy issues and insurer tactics.
Types of Life Insurance Disputes We Handle in Overland Park
Lapse and Nonpayment Disputes
We investigate whether the insurer provided proper notice and honored grace periods before terminating the policy.
Accidental Death Denials (AD&D)
Denials involving alcohol, alleged illegal conduct, or exclusions for hazardous activity are common. We know how to challenge them.
Misrepresentation Claims
Many denials are based on misstatements in the application. We push back with documentation and expert medical review.
Contested Beneficiaries
When multiple people claim the benefit, we step in to resolve disputes through negotiation or litigation.
Employer and Government Policies (ERISA, SGLI, FEGLI)
We represent Overland Park’s federal employees, military families, and workers with group coverage.
Proven Success in Kansas and Across the U.S.
$195,000 recovered after a lapse denial involving a client in Blue Valley was overturned due to lack of proper notice.
$520,000 paid following an AD&D dispute where the cause of death was initially misclassified.
$315,000 secured for a family in Leawood after an ex-spouse attempted to claim the benefit using outdated documentation.
Areas We Serve Around Overland Park
Including but not limited to:
Downtown Overland Park
Oak Park
Nottingham Forest
Deer Creek
Prairie Village
Leawood
Blue Valley
Westbrooke
Indian Creek
What You Can Expect from Our Firm
Prompt, clear communication
Detailed claim review and strategic planning
Aggressive appeals and litigation when necessary
No legal fees unless we win
Don’t Let a Life Insurance Denial Go Unchallenged
You have one chance to claim the benefit your loved one intended for you. Let us protect your rights and fight for the result you deserve.
Call 800-330-2274 to speak directly with attorney Christian Lassen or request a free consultation online.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 12, 2025
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“After waiting months with no payout, the insurer claimed we hadn’t submitted the right paperwork. The Lassen Law Firm took over, gathered the necessary forms, and pushed the claim through in under three weeks. Efficient and professional from start to finish.”- Michael H.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.