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    Has Your Life Insurance Claim Been Denied or Delayed?

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Life Insurance Lawyer

Lawyer For Delayed or Denied Life Insurance Claim

We will recover the full amount of your policy in 14 days, or we won't deduct a fee. We assist clients with legal matters involving both delayed and denied claims, and if there is no recovery, there is no fee. Our primary aim is to protect the rights of our clients, who may be policyholders or beneficiaries. We have successfully recovered money for our clients in 100% of cases, and we are fully prepared to litigate the case in the unlikely event that we don't get you your money within a couple weeks.

We know these companies make money by collecting premiums, not by paying out on policies. We also know that some companies will participate in illegitimate practices to deny or delay payment to policyholders and beneficiaries. In fact, these companies employ large teams of legal professionals to ensure that people do not receive payment, or that people accept minimal settlements.

Our firm will recover the full amount of the policy. Make sure the life insurance lawyer you retain has a minimum of 15 years experience. Many young lawyers are trying to handle these extremely complicated cases themselves, and are doing more harm than good. Their clients are coming to us after they get denied.

When a family member passes away, life insurance benefits can provide beneficiaries with the monetary needs they require. However, in many cases, life insurance companies deny coverage for various reasons adding to the tragedy and grief of the family. When a person pays premiums to a life insurance company, he or she relies that the carrier will diligently pay the money upon the death. However, this rarely happens. Our life insurance lawyers have vast experience representing beneficiaries against major national life insurance companies by litigating in state and federal court and obtaining successful results for our clients.

Claims Paid in 2015
(most with interest)

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$5,238,183

Hartford: Alleged Misrepresentation

$3,150,742

Liberty Mutual: Claim of Fraud

$2,049,016

Prudential: Interpleader Beneficiaries

$1,525,843

Protective: Alcohol Exclusion

$1,327,651

Symetra: 4 denied polices

$1,026,183

American Family: Payment Refused

$1,012,160

The Hartford: Mistake on Application

$735,539

Stonebridge Life: 3 Policies Denied

$729,243

New York Life: 4-Denied Claims

$628,220

Gerber: Payment Refused

$613,500

Mass Mutual: Bad Faith Refusal to Pay

$600,000

Guardian: Motorcycle Racing Refusal

$544,750

Massachusetts Mutual: Sickness

$538,467

Connecticut Mutual Life (Lapse Now)

$528,773

American General: 7-Month Delay

$509,250

Mutual of Omaha: Denied AD&D

$509,031

MetLife: Payment Refused

$508,174

HSBC: Laundry List of Reasons

$507,489

New York Life: AD&D Claim Denied

$506,818

AFLAC: AD&D policy denied

$505,750

ING: 2 Year Contestability Period

$505,649

MetLife Accidental Death Issue

$504,000

ING: Payment Refused on Contract

$500,000

Unum: Alcohol Refusal to Pay

$500,000

EMC: Payment Refused on Policy

$500,000

Allstate: Delay to Beneficiary

$500,000

Felony Exclusion: Slip and Fall

$452,037

AIG: Autoerotic Asphyxiation Nonpayment

$451,369

Farmers: Bad Faith Refusal

$407,040

Chase: Prescription Drug Refusal

$405,649

Torchmark: Delayed Policy

$400,000

VGLI: Beneficiary Dispute

$400,000

SGLI: Would Not Honor Contract

$375,000

VGLI: Ineligibility Cited

$350,000

Family: Alleged Misrepresentation

$350,000

VGLI: Denial to Beneficiary

$350,000

Prudential SGLI: Denied Claim

$322,853

John Hancock: Accidental Death

$320,750

US Financial: Self-inflicted Injury

$320,620

Greater Georgia Life: Lapse

$319,628

Pacific Life: Date of Birth Wrong

$316,499

Northwestern Mutual: AD&D Denial

$315,750

Indiana Farm Bureau: Suicide

$308,500

AFLAC: Would Not Honor Policy

$307,500

American Income Life: Bad Faith

$307,500

John Hancock: Denial of Appeal

$306,428

Foremost Insurance: Self-inflicted injury

$306,283

Colonial Life: Prescription Drugs

$305,268

Unum: Multiple Reasons

$303,552

UnumProvident: Divorce Decree

$303,406

WellPoint: Suicide, Wouldn't Pay

$303,295

Great American: Accidental Death

$302,750

Transamerica: Misrepresentation

$302,500

American Amicable: Exclusion

$302,469

Metropolitan Life: Accidental Death

$302,110

Globe: Beneficiary Refusal

$300,000

Companion: Company Wouldn't Pay

$300,000

Farm: Allegation of Fraud

$300,000

Nationwide: Fraud Allegation

$300,000

Pyramid: Self-Inflicted Injury Nonpayment

$300,000

Metropolitan: Refused to Pay Beneficiary

$300,000

SGLI: Beneficiary Dispute

$278,743

Unum: Dangerous Activity Nonpayment

$275,000

Assurity: Bad Faith Denial of Money

$275,000

VGLI: Problem with Application

$273,882

ACNewman & Co: Felony Exclusion

$259,149

New York Life: 6-Month Delay

$258,673

ING: Two Exclusions Claimed

$258,193

Midland National: Heart Failure

$257,414

J.C. Penny (Stonebridge) 8-Month Delay

$256,133

Genworth: Car Accident Drugs

$255,387

Bankers Life: Heart disease not stated

$253,114

CUNA: BAC level stated high

$253,000

Northwestern Mutual: Accidental Death

$252,389

State Farm: Misrepresentation Age

$250,000

William Penn: Delayed Policy

$250,000

Colonial: Misrepresentation Alleged

$250,000

American Income: Fraud Alleged

$250,000

Principal Financial: Fraud Alleged

$241,938

Sun National: Fatal Accident

$220,000

Mutual of America: Fraud Allegation

$212,962

Nationwide: Payment Refused

$211,429

Foresters: Gunshot wound

$208,750

Cigna: Policy Exclusion Cited

$206,000

Globe: Rock Climbing Exclusion

$204,500

United of Omaha: Kidney Disease

$204,000

Farmers: Refusal of Payment

$203,879

American General (AIG): Bad Faith

$203,822

RBC: Omission on Application

$201,983

Conseco: Claimed Needed More Docs

$200,000

Monumental: Delayed Policy

$200,000

SGLI: Disputed Beneficiaries

$200,000

Equitable: Refusal to Pay

$177,429

AXA Equitable: Dispute Beneficiaries

$175,000

Mutual of Omaha: Fraud Allegation

$150,000

Liberty National: Beneficiary Dispute

$150,000

Banner: Interpleader Case

$125,000

Standard: Denied Life Insurance Claim

$125,000

Empire General: Denial of Appeal

$125,000

State Farm Life: Beneficiary Fight

$120,000

State Farm: Bad Faith Denial of Policy

$108,758

Primerica Life: Denied Insurance Claim

$106,637

Mass Mutual: Denied Policy

$105,284

Lincoln Heritage Life: Cancer not disclosed

$105,263

StanCorp Financial: Policy Changed

$104,749

Amalgamated Life: No reason

$103,846

Citizen's Life: Not a good reason

$103,428

Frankenmuth: Multiple Reasons

$103,160

Security: Mistake on Application

$102,846

State Farm: Divorce

$102,000

Northwestern Mutual: Denial of Contract

$101,990

West Coast: Refusal to Beneficiary

$101,254

Aviva Life: Contract Exclusion

$101,050

Lincoln Benefit: Denied Policy

$100,500

Mid-West: Denial to Beneficiary

$100,500

Erie Insurance: Said that it lapsed

$100,000

AETNA: Refusal to Pay Beneficiary

$100,000

AIG: Preexisting Condition Denial

$100,000

Allstate: Refusal to Honor Policy

$100,000

Standard: Aviation Exclusion

$100,000

Mass Mutual: Alleged Misrepresentation

$100,000

TSGLI: Loss Not Result of Injury

$100,000

ING: Alcohol, Payment Refused

$100,000

Boston: Beneficiary Refusal

$100,000

TSGLI: Denial of Benefits

$100,000

Farmers: Mistake on Application

$100,000

Hartford: Misrepresentation Alleged

$82,742

Reliance Standard: Drug Exclusion

$80,453

North American: Policy Exclusion

$79,339

Lincoln National: 9-Month-Delay

$75,000

Allstate: Alleged Misrepresentation

$61,435

American Fidelity: Lapsed Supposedly

$56,448

Monumental Life: Death Weeks After Fall

$55,128

Minnesota Life: 3-Month-Delay

$51,332

Hartford Life: Age Incorrect

$51,250

Ohio National: Missed Payment

$50,000

Amica: Beneficiary Dispute

$50,000

Country: Misrepresentation Alleged

$50,000

Monumental: Misrepresentation Alleged

$50,000

FEGLI Benefits: Denial

$48,339

Gerber Life: Slip Fall Prescription Drugs

$45,359

GTL: Commission of Crime

$41,729

Thrivent Financial: Error on App

$36,298

AARP: Exclusion Allegation

$35,246

State Farm: Misrepresentation Alleged

$31,430

Jackson National: Late Payment

$31,083

Lincoln Financial: Inaccurate Info

$30,250

Globe: Bogus Reason

$30,220

AAA: No explanation Given

$30,000

Western Reserve: Application Mistake

$26,250

Jackson National: Prescription Drug Exclusion

$23,946

Guarantee Trust Life: Inaccurate Info

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Toward The Recovery You Reserve

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What are the reasons for a life insurance claim denial?

  • Missed payments
  • Lapse
  • Missing information on application
  • Policy exclusion
  • Failing to reinstate
  • Failing to disclose medical visit
  • Failing to convert to individual policy
  • Failing to port life insurance coverage
  • Wrong age on application
  • Inaccurate income listed
  • Inaccurate weight listed
  • Competing beneficiaries
  • Criminal history discovered
  • Change in person's job
  • Fired from person's job
  • Employer didn't forward records
  • Suicide exclusion
  • Self-inflicted injury exclusion
  • Illegal drug exclusion
  • Prescription drug exclusion
  • Use of alcohol exclusion
  • Sickness exclusion
  • Felony exclusion
  • Medical treatment
  • Foreign country fatality

2016 Life Insurance Settlements

DO YOU NEED

a life insurance lawyer?

Has your life insurance claim been denied? Do you have to deal with an unusually lengthy review of your claim? Has your life insurance lapsed due to late payment of the premium? Our skilled attorneys fight hard for our clients' interests to make sure they get the benefits to which you are entitled as fast as possible. If you need help in collecting life insurance benefits,we have the experience to help you win in the battle against large insurance companies. Please contact us for a free legal review of your claim.

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