Atlanta Life Insurance Lawyer
In Atlanta, where historic roots meet modern innovation, families count on life insurance to provide lasting security. But when claims are delayed or denied, the financial impact can be devastating. At The Lassen Law Firm, we help Atlanta families take on major insurance companies and fight for the benefits they’re owed.
Whether you're in Buckhead, Midtown, Downtown, or East Atlanta, we provide powerful legal representation backed by 25 years of experience and hundreds of millions recovered nationwide. Led by nationally recognized attorney Christian Lassen, we focus exclusively on life insurance litigation, nothing else.
Why Atlanta Residents Choose The Lassen Law Firm
Life Insurance Only: We don’t dilute our focus with other practice areas.
Attorney Led: You work directly with Christian Lassen, not a case manager.
No Win, No Fee: You don’t pay us unless we win for you.
National Strength, Local Knowledge: From Georgia-specific notice requirements to federal benefit disputes, we’ve seen it all.
Types of Life Insurance Claims We Handle in Atlanta
Lapsed Policy Denials
Did the insurer send proper notice under Georgia law? Was the grace period honored? We fight to overturn unlawful terminations.
Accidental Death Denials (AD&D)
Claims denied due to intoxication, excluded activities, or unclear circumstances? We examine the facts and challenge insurer interpretations.
Contested Beneficiary Designations
We handle cases involving handwritten changes, family disputes, and last-minute updates. Our goal is to secure the payout for the rightful party.
Misrepresentation During Contestability Period
If your claim was denied due to alleged health misstatements, we analyze the record to prove the misrepresentation was immaterial or nonexistent.
Federal and Group Policies
We handle FEGLI, SGLI, VGLI, and ERISA-based employer claims, which often involve strict procedural rules and appeal deadlines.
Recent Georgia Case Outcomes
$405,000 recovered in DeKalb County after a denied claim over a prescription drug exclusion. We showed the medication was unrelated to the cause of death.
$262,000 secured for a Midtown Atlanta resident whose claim was delayed due to a contested beneficiary form. We proved the change was invalid and restored the rightful recipient.
$310,000 paid after an alleged lapse in East Point. We demonstrated the insurer failed to issue proper notices as required under Georgia statute.
Areas We Serve in the Atlanta Metro
We assist clients throughout:
Downtown Atlanta
Midtown
Buckhead
East Atlanta
Old Fourth Ward
West End
Decatur
Sandy Springs
College Park
Brookhaven
Virginia-Highland
Cascade Heights
Fulton, DeKalb, and Cobb Counties
What to Expect When You Work With Us
Rapid case evaluation
Aggressive appeal and litigation strategies
Transparent communication and updates
Expert handling of complex claims
No fees unless we recover for you
If Your Life Insurance Claim Was Denied in Atlanta, Don’t Wait
Life insurance denials are often designed to delay or discourage you. Let us help you level the playing field.
Call The Lassen Law Firm today at 800-330-2274 or fill out our online contact form to speak directly with attorney Christian Lassen.
Written & Reviewed by Christian Lassen, Esq.
National Life Insurance Attorney | 25+ Years Experience
Quoted in The Wall Street Journal (May 17, 2025)
Last reviewed: June 12, 2025 | Contact: 800-330-2274
Our FAQ
Have questions? We are here to help. Still have questions or can't find the answer you need? Give us a call at 800-330-2274 today!
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A grace period is the time after a missed payment during which the policy remains in force, usually 30 to 60 days depending on state law and policy terms.
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No. In most states, insurers must send a written notice of overdue premiums and warn of pending lapse before terminating coverage.
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The policy may still be enforceable. Beneficiaries can challenge the lapse based on the insurer’s failure to provide required notice.
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Yes. If the insured dies during the grace period, the policy is still considered active, and benefits should be paid.
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Yes. In group life insurance policies, employers sometimes fail to forward premiums properly, leading to wrongful lapse denials.
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Yes. If automatic payment setups fail through no fault of the insured, lapses may be challenged.
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Some policies automatically borrow against cash value to cover missed payments. Failure to apply this correctly can lead to wrongful lapse claims.
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Possibly. Some courts excuse nonpayment if the insured was mentally incapacitated and missed premiums without proper notice.
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No. Reinstatement must occur while the insured is alive, but wrongful lapse denials can still be challenged posthumously.
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Not without following strict notice and grace period rules. Beneficiaries can often challenge technical denials.
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Deadlines vary by state, but it’s critical to act within 1 to 5 years depending on the policy and jurisdiction.
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Not necessarily. Payments mailed within grace periods or accepted by insurers may keep coverage active.
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Bank records, payment receipts, insurer correspondence, and premium notices are key evidence.
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If the insurer used an outdated address despite updated information, lapse denials can often be overturned.
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Possibly. If the insured submitted a reinstatement application before death, it may help challenge a lapse denial.
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In some states, special grace periods and protections applied during COVID-19 emergencies. They can help fight wrongful lapses.
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Only if the insurer followed all legal notice and grace period requirements. Otherwise, beneficiaries may still recover.
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Misapplied premiums can lead to wrongful lapses — and courts often hold insurers accountable for these errors.
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An attorney can obtain records, challenge improper lapses, negotiate settlements, and litigate if necessary to enforce payment.
Our Clients Speak Volumes
The Right Choice for Your Claim
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“The insurer said the application wasn’t complete, so the claim couldn’t be processed. I felt helpless until I hired Lassen Law. They located the original records and showed that everything was properly submitted. Case closed.”- Christopher A.
Why The Lassen Law Firm Is Different
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Proven National ResultsRepresenting clients coast to coast and recovering hundreds of millions in denied life insurance claims, we secure justice and peace of mind for families everywhere.
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Recognized ExpertisePerfect 10.0 Avvo rating endorsed by over 1,700 attorneys; life member of the Multi-Million Dollar Advocates Forum; ranked among the top 1 percent of lawyers nationally for life insurance litigation.
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Client-First AdvocacyNo upfront fees: our contingency fee guarantee aligns our interests with yours; we provide personalized, compassionate representation from your initial consultation through resolution.
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Media & Community LeadershipQuoted in The Wall Street Journal and featured in leading legal publications; frequent speaker at national conferences; dedicated to charitable efforts supporting pediatric cancer care.