Formerly known as UnumProvident, Unum Group is an insurance company based out of Chattanooga, Tennessee. With roots stemming backing to the mid 1800s, this insurance provider has a long history of experience and changes that have kept it relevant in the ever-changing world of insurance. As a current Fortune-500 company, individuals looking for life insurance coverage may think that they have found some peace of mind dealing with a provider that has the financial backing and strong history seen at Unum. While history, name value and experience are all important factors to consider when seeking out a life insurance provider, consumers should also do their research on various providers’ claims process. With Unum, a potential customer is able to do the upfront research on their process via the company website to determine if the provider is a company they wish to work with or not. Unum has been notorious for denying claims, and our life insurance law firm has resolved tens of thousands of delayed and denied Unum life insurance claims over the years, and with a 100% success rate.
When filing a claim on a life insurance policy, beneficiaries filing do not expect to receive a response of denial or delay of claim. However, the cold, hard fact that these responses are common enough may catch many individuals off guard. To be quite frank, denied claims are a big reason why insurance providers can stay in business. If providers simply paid out on every claim made, they would go bankrupt. It is important for consumer to understand the risks associated with life insurance policies and know that your beneficiaries might not collect. In fact, one major reason beneficiaries do not collect on a policy is the failure to properly file a claim. With that in mind, researching ease of claim filing with various providers is a good idea to check out up front.
Most reputable life insurance providers will offer claims information on their websites to keep up with today’s web-based demands. At Unum, you can find all the information you might need for filing a claim right on their website. Whether for disability, life insurance or maternity leave, Unum’s web-based portal has links for all their customers needs. Filers are able to file claims, check claim status, set up financial accounts for payments and update any information needed by the provider.
However, Unum denies an almost countless number of claims due to alleged misrepresentation on the application or one of their plethora of exclusions. Some common exclusions include: drug exclusion; alcohol exclusion; felony exclusion; suicide exclusion; self-inflicted injury exclusion; and more. Beneficiary disputes arise among ex-spouses, spouses and children, and many lead to interpleader cases. Our life insurance lawyers will resolve your delay, denial or dispute, and we will win.
Recent UNUM Life Denied Life Insurance Claims Paid
- UNUM Life denied AD&D claim $475,000.00
- UNUM Life beneficiary dispute by ex-spouse $356,000.00
- UNUM Life prescription drug denied claim $202,500.00
- UNUM Life insurance claim denied suicide $196,000.00
- UNUM Life interpleader claim resolved $233,000.00
- UNUM Life insurance claim beneficiary dispute $405,800.00
- UNUM Life denied life insurance claim divorce $252,600.00
- UNUM Life insurance claim denied lapse $321,000.00
- UNUM Life alcohol exclusion denied life claim $203,000.00
- UNUM Life insurance claim felony exclusion $220,000.00
- UNUM Life denied life insurance claim divorce $325,000.00
- UNUM Life insurance claim denied lapse $439,000.00
- UNUM Life alcohol exclusion denied life claim $315,000.00
- UNUM Life interpleader case $501,000.00
- UNUM Life accidental death claim denied $302,750.00
- UNUM Life denied life insurance claim suicide $164,000.00
- UNUM Life beneficiary dispute spouse $439,000.00
- UNUM Life autoerotic asphyxiation denial $313,500.00
- UNUM Life denied AD&D claim $116,000.00
- UNUM Life beneficiary dispute ex-spouse $304,000.00
If your Unum life insurance claim was denied, our life insurance lawyers will fight hard to get you the full amount of the policy.