United of Omaha is one of a long list of running insurance companies to date. Providing affordable coverage since 1926, they have been helping customers and clients find the perfect insurance to suit their needs. They make sure not to overcharge, and are able to get you coverages that number up to $300,000, which is quite a hefty sum. Unlike most other insurance companies, United of Omaha also gets you the benefits of the coverage from day one, with no waiting period attached.
Unfortunately, they deny a large percentage of claims. They don’t help when things go south with Life insurance policy claims. Life insurance claims can be quite tricky to deal with, as they can usually be dealing with one or more parties. If the insured has named you as a beneficiary, and the coverage is through their employer, there can be up to three different parties that must be dealt with. Coupled to that are other people that may attempt to make claims on the same life insurance policy, further adding to the chaos.
Due to all of these things, there can be high chances for denials to surface. Denials range from nitpicking on the cause of death, to legal paperwork being messed up and alleged misrepresentations on the application. A denial can easily be the worst thing, as it can severely damage you if you were planning to use the money to pay for things like funeral costs and unexpected bills or debts.
Thankfully, there are a few simple steps that you can take when fighting a denial against an insurance company. To start, make sure to gather all of your proper documents to have on hand. These include documents like the application and policy. Also, acquire any reports of the death if the coverage was for accidental death and dismemberment cases. These can be any sort of thing, like a police report, or a toxicology report for substance abuse.
Lastly, ensure that you get a clear reason for denial. The insurance company may not wish to disclose this information to you, but they legally are bound to ensure that you are notified on why your claim got denied. Find out whether it was for an alleged misrepresentation or an exclusion such as: drug exclusion; alcohol exclusion; suicide exclusion; felony exclusion; or self-inflicted injury exclusion. There may be a beneficiary dispute between ex-spouse, spouse and children.
Our life insurance law firm has resolved thousands of United of Omaha delayed and denied life insurance claims over the years, with a 100% rate of success.
Recent United of Omaha Life Denied Life Insurance Claims Paid
- United of Omaha Life prescription drug denied claim $302,500.00
- United of Omaha Life insurance claim denied suicide $95,000.00
- United of Omaha Life interpleader claim resolved $113,000.00
- United of Omaha Life insurance claim beneficiary dispute $205,500.00
- United of Omaha Life denied life insurance claim divorce $132,200.00
- United of Omaha Life insurance claim denied lapse $227,000.00
- United of Omaha Life alcohol exclusion denied life claim $104,000.00
- United of Omaha Life insurance claim felony exclusion $230,000.00
- United of Omaha Life denied life insurance claim divorce $225,000.00
- United of Omaha Life insurance claim denied lapse $249,000.00
- United of Omaha Life alcohol exclusion denied life claim $213,000.00
- United of Omaha Life interpleader case $201,000.00
- United of Omaha Life accidental death claim denied $202,450.00
- United of Omaha Life denied life insurance claim suicide $134,000.00
- United of Omaha Life beneficiary dispute spouse $236,000.00
- United of Omaha Life autoerotic asphyxiation denial $212,500.00
- United of Omaha Life denied AD&D claim $119,000.00
- United of Omaha Life beneficiary dispute ex-spouse $203,000.00
- United of Omaha Life denied AD&D claim $275,000.00
- United of Omaha Life beneficiary dispute by ex-spouse $252,000.00
- If your United of Omaha life insurance claim was denied, our life insurance lawyers will fight hard to get you the full amount of the policy.