When you want to get life insurance, it is important that you go to a group that is trustworthy and reputable. Insurance can be extremely tricky, and making sure that you buy from the best ensures that any processes taken after the policy is enacted can be done at a smooth pace, and with as little aggression from either side as possible.
Unfortunately, this is not always possible. There can always be mishaps and miscommunications, and simple unfortunate circumstances that occur, resulting in a denial that can be a huge downer on any plans that you had going forward, especially if you are the beneficiary of a policy. If you were to end up getting a denial on your life insurance claim, it could mean that you are completely out of the payout that you had been banking on to help pay for extra expenses and unexpected bills or debts.
So, how can a denial be made? Denials are generally caused by a few situations. For one, most of them occur due to incorrect information on the application or an alleged misrepresentation with respect to the health history. If the policyholder died due to cancer, and it was found that, at the time of the policy approval, he had conveniently “forgot” to mention it, that would be considered falsifying information, and thus be a reason for denial.
Another reason for denial is the cause of death. Many life insurance policies that are for term periods tend to have large stipulations on them. For instance, Accidental Death and Dismemberment policies can only be claimed if the death is ruled as an accident, such as a car wreck or on sight accident. But, if the death is found to be a medical issue which causes a fall, that would be denied. Exclusions can be reasons for denial such as: alcohol exclusion; drug exclusion; felony exclusion; self-inflicted injury exclusion; and suicide exclusion. Beneficiary disputes arise such as between a spouse and an ex-spouse and children that can result in an interpleader.
We have resolved thousands of delayed and denied New York Life and AARP life insurance claims over the years, with a 100% success rate.
Recent New York Life Denied Life Insurance Claims Paid
- New York Lifeinsurance claim denied lapse $211,000.00
- New York Lifealcohol exclusion denied life claim $115,000.00
- New York Lifebeneficiary dispute spouse $102,000.00
- New York Lifeautoerotic asphyxiation denial $225,700.00
- New York Lifedenied AD&D claim $119,000.00
- New York Lifelife beneficiary dispute ex-spouse $212,000.00
- New York Lifedenied AD&D claim $205,800.00
- New York Lifebeneficiary dispute by ex-spouse $253,000.00
- New York Lifeprescription drug denied claim $301,500.00
- New York Lifeinsurance claim denied suicide $207,200.00
- New York Lifeinsurance claim denied suicide $205,500.00
- New York Lifeinterpleader claim resolved $227,500.00
- New York Lifealcohol exclusion denied life claim $213,000.00
- New York Lifeinsurance claim felony exclusion $331,000.00
- New York Lifedenied life insurance claim divorce $144,000.00
Recent AARP Life Denied Life Insurance Claims Paid
- AARP life insurance denied AD&D claim $189,000.00
- AARP life beneficiary dispute ex-spouse $212,000.00
- AARP Lifedenied AD&D claim $101,300.00
- AARP Lifebeneficiary dispute by ex-spouse $173,000.00
- AARP Lifeprescription drug denied claim $104,500.00
- AARP Lifeinsurance claim denied suicide $225,700.00
- AARP Lifeinsurance claim denied suicide $205,500.00
If your New York Life or AARP life insurance claim was denied, our life insurance lawyers will fight hard to get you the full amount of the policy.