You may have seen many companies offer life insurance. Lincoln National offers benefits and coverage, and ensures that you will never have to worry about getting covered, since their qualification process is somewhat kind to people in need. They can offer a safety net for you and your family, but they do deny almost countless beneficiaries, as the company doesn’t make millions by paying out every legitimate claim.
Although Lincoln National offers a wide range of life insurance policies, they are not without their stipulations and challenges. For you, it may seem cut and dried, but there are many reasons that they can try to deny your life insurance benefits. For instance, a physical examination may need to be passed by the policyholder to ensure sound health at the time of the policy activation. For you, the beneficiary, you may have to go through a wild goose chase of tracking down health charts and records that you don’t really need to do.
More roadblocks can occur in the form of denials during the claims process. A denial is when you attempt to send in a claim on a policy to get a payout for the life insurance on a recently deceased policyholder, and the insurance companies refuses to pay. As if it is not difficult enough dealing with a death, you may be hit with the unexpected knowledge that your claim has been denied, meaning you may not be able to pay for the funeral costs and upcoming bills anymore that may have suddenly come up.
Due to this, it is important to stay prepared in such instances. If you do get denied for life insurance claim, start by getting an accurate and detailed reason for denial. Legally, all agencies and companies must provide a detailed letter on why you were denied. From here, make sure to collect your documentations, such as cause of death reports and a copy of the policy itself.
Your life insurance benefits may be denied due to exclusions such as: drug exclusion; alcohol exclusion; felony exclusion; suicide exclusion. It may be denied due to a beneficiary dispute with a spouse or ex-spouse or family member, or due to an interpleader filed. We have had to resolve thousands of Lincoln National denied life insurance claims over the years. Luckily, our success rate has been 100%.
Recent Lincoln National Denied Life Insurance Claims Paid
- Lincoln National prescription drug denied claim $203,500.00
- Lincoln National insurance claim denied suicide $125,200.00
- Lincoln Nationalinsurance claim denied suicide $305,500.00
- Lincoln Nationalbeneficiary dispute ex-spouse $214,000.00
- Lincoln National denied AD&D claim $107,200.00
- Lincoln National beneficiary dispute by ex-spouse $239,000.00
- Lincoln National prescription drug denied claim $301,400.00
- Lincoln National insurance claim denied suicide $207,900.00
- Lincoln National insurance claim denied suicide $205,500.00
- Lincoln Nationalinterpleader claim resolved $127,500.00
- Lincoln National alcohol exclusion denied life claim $288,000.00
- Lincoln National insurance claim felony exclusion $251,000.00
- Lincoln Nationaldenied life insurance claim divorce $229,000.00
- Lincoln National insurance denied AD&D claim $118,000.00
- Lincoln National beneficiary dispute ex-spouse $317,000.00
- Lincoln National denied AD&D claim $201,300.00
- Lincoln Nationalbeneficiary dispute by ex-spouse $148,000.00
- Lincoln National prescription drug denied claim $203,500.00
- Lincoln National insurance claim denied suicide $315,300.00
- Lincoln Nationalinsurance claim denied suicide $305,700.00
If your Lincoln National life insurance claim was denied, our life insurance lawyers will fight hard to get you the full amount of the policy.