Liberty Mutual Group is one of the most well-known insurance companies in the world. Having been helping and insuring people for well over a few decades, Liberty Mutual provides benefits for anyone looking to for insurance. They are most well-known for their car, home, and renters insurance policies that can allow people to safely live their lives, knowing that, if a natural disaster or accident occurs, they can be covered and reimbursed to help with the damages.
This also extends out to life insurance. Although not actively promoted, Liberty Mutual does offer life insurance for anyone needing it. They claim that you cannot predict the future, and do not know exactly what will occur to your livelihood. As such, it is not so much that they offer these options to everyone because they have to, but because they want to. They understand families may need safety against events that may transpire.
They offer both term life insurance, and permanent life insurance. Both of these are great for any breadwinner in a family, with both providing coverage in the event that something goes wrong. But, they both come with their own types of stipulations, which can be a hindrance for your beneficiaries if the rules are not properly followed.
With both types of life insurance, making sure the paperwork is properly filled out is the top priority. This includes signing off proper paperwork, making sure that your physical examination is done thoroughly, and that you, as the policyholder, have not failed to disclose on your application any previous medical condition. This is because, if it is found that you had a previous medical condition that wasn’t listed, the beneficiaries may get denied for the claim after your death.
Even if the paperwork has all been filled out, there can be problems that arise during any point of the claims process. Things like the cause of death not being covered by the insurance, or the death occurring too soon from the policy activation time, can all be valid reasons as to why an insurance company decides to deny your claim as the beneficiary. Exclusions are common reasons for denial such as: drug exclusion; alcohol exclusion; felony exclusion; self-inflicted injury exclusion; suicide exclusion; as well as beneficiary disputes and subsequent interpleader.
Thankfully, Liberty Mutual is not as bad as most. Our life insurance law firm has only had to resolve several thousand delayed and denied life insurance claims over the last two decades. Fortunately, we have had a 100% success rate.
Recent Liberty Mutual Denied Life Insurance Claims Paid
- Liberty Mutual beneficiary dispute by ex-spouse $189,000.00
- Liberty Mutual prescription drug denied claim $201,100.00
- Liberty Mutual insurance claim denied suicide $303,700.00
- Liberty Mutual insurance claim denied suicide $105,500.00
- Liberty Mutual interpleader claim resolved $327,500.00
- Liberty Mutual alcohol exclusion denied life claim $246,000.00
- Liberty Mutual insurance claim felony exclusion $231,000.00
- Liberty Mutual denied life insurance claim divorce $219,000.00
- Liberty Mutual insurance denied AD&D claim $218,000.00
- Liberty Mutual beneficiary dispute ex-spouse $207,000.00
- Liberty Mutual beneficiary dispute by ex-spouse $138,000.00
- Liberty Mutual prescription drug denied claim $304,500.00
- Liberty Mutual insurance claim denied suicide $215,200.00
- Liberty Mutual insurance claim denied suicide $308,600.00
- Liberty Mutual prescription drug denied claim $303,500.00
- Liberty Mutual insurance claim denied suicide $135,200.00
- Liberty Mutual insurance claim denied suicide $315,500.00
- Liberty Mutual beneficiary dispute ex-spouse $210,000.00
If your Liberty Mutual life insurance claim was denied, our life insurance lawyers will fight hard to get you the full amount of the policy.