Life Insurance can be a saving grace in dark times. As a beneficiary, you are supposed to be able to claim the insurance policy benefits and help yourself in a time where you are trying to cope with the loss of a loved one. It can be the difference between being able to buy food and pay some bills for the next few months, and having to find a new home while you sell the house. As such, it can be extremely detrimental when you receive word during the mourning process that your insurance claim has been denied by HSBC Life insurance company.
Denials are not fun and can be extremely complicated, but it is important to understand where and why a denial can come about. Denials will usually stem from two areas of complication: the policy itself, and the beneficiary that is attempting to make the claim. With the policy, it will generally be denied if there is an issue with an alleged misrepresentation on the application or exclusion such as: alcohol exclusion; drug exclusion; felony exclusion; or suicide exclusion. Also, if the policy specified that the death had to be accidental, an insurance company may attempt to say that the death was not fully accidental such as a fall due to a medical issue, and thus, it was not covered by their insurance. With the beneficiary, it can be a dispute involving spouse or children and ex-spouse.
Our life insurance attorneys have resolved thousands of delayed and denied HSBC claims. It is prudent to get us involved during the delay, before the denial, as it will be quicker and easier. Once denied, we send in a 200 page legal brief to the legal department to bypass the nasty claim person, and we have always been successful.
Recent HSBC Life Denied Life Insurance Claims Paid
- HSBC Life insurance claim felony exclusion $311,300.00
- HSBC Life denied life insurance claim divorce $203,700.00
- HSBC Life insurance claim denied lapse $104,000.00
- HSBC Life denied life insurance claim divorce $130,000.00
- HSBC Life insurance claim denied lapse $165,000.00
- HSBC Life alcohol exclusion denied life claim $213,000.00
- HSBC Life insurance claim felony exclusion $242,100.00
- HSBC Life denied life insurance claim divorce $119,500.00
- HSBC Life insurance claim denied lapse $113,000.00
- HSBC Life denied life insurance claim divorce $160,530.00
- HSBC Life insurance claim denied lapse $227,000.00
- HSBC Life accidental death claim denied $126,000.00
- HSBC Life denied life insurance claim suicide $112,250.00
- HSBC Life beneficiary dispute spouse $315,000.00
- HSBC Life autoerotic asphyxiation denial $214,000.00
- HSBC Life denied AD&D claim $223,000.00
- HSBC Life denied life insurance claim suicide $311,250.00
- HSBC Life beneficiary dispute spouse $334,000.00
- HSBC Life autoerotic asphyxiation denial $203,000.00
- HSBC Life denied AD&D claim $158,000.00
- HSBC Life interpleader case $310,000.00
- HSBC Life accidental death claim denied $100,850.00
- HSBC Life denied life insurance claim suicide $214,000.00
- HSBC Life beneficiary dispute spouse $312,000.00
- HSBC Life autoerotic asphyxiation denial $319,300.00
- HSBC Life denied AD&D claim $111,000.00
- HSBC Life beneficiary dispute ex-spouse $321,000.00
- HSBC Life denied AD&D claim $189,000.00
- HSBC Life beneficiary dispute by ex-spouse $230,000.00
- HSBC Life prescription drug denied claim $108,500.00
- HSBC Life insurance claim denied suicide $127,000.00
- HSBC Life interpleader claim resolved $144,000.00
- HSBC Life insurance claim beneficiary dispute $165,400.00
- HSBC Life denied life insurance claim divorce $137,100.00
- HSBC Life insurance claim denied lapse $124,000.00
- HSBC Life alcohol exclusion denied life claim $148,000.00
- HSBC Life insurance claim felony exclusion $132,500.00
- HSBC Life denied life insurance claim divorce $160,000.00
- HSBC Life insurance claim denied lapse $231,000.00
- HSBC Life alcohol exclusion denied life claim $269,000.00
- If your HSBC life insurance claim was denied, our life insurance lawyers will fight hard to get you the full amount of the policy.