With so many life insurance options available to consumers these days, it is not surprising that many providers go unnoticed. This is especially true depending on the region of the world you are located in. Regardless of how familiar you are with any one provider, it is always important to do your research on a provider before committing to purchase a policy with them. Such is the case with a lesser known life insurance provider, West Coast Life Insurance Company.
For those that may not have heard of the company, West Coast Life Insurance Company is a subsidiary of Protective Life Insurance Company. West Coast Life Insurance Company has actually existed since 1906 and is headquartered in Birmingham, Alabama (which may come as a surprise based on the company name). Protective Life Insurance Company acquired West Coast Life Insurance Company in 1996. Together with the other subsidiaries under Protective Life Insurance Company, the combination of the firms provide life insurance solutions across the entire nation.
With this little background information on West Coast Life Insurance Company, some consumers might be swayed to trust the provider with their life insurance policy. However, buyers should beware of a reputation of denying claims on their policies for a variety of reasons. Whether they are denying claims for common exceptions, like drug or alcohol use, or denying based on other merits, West Coast Life Insurance Company has been known to seek an out on paying on a policy whenever they can. To be fair, this is not uncommon amongst life insurance providers and beneficiaries should know it is nothing personal. Simply put, these providers are out to make money on the plans and paying out every single time would put them at a loss, and West Coast Life is a prime example of a company who often denies claims.
Knowing that claim denial is a common practice does not meet one should simply accept a provider’s answer on its face. If you have received news that your claim was recently denied, but feel like that reasoning for the denial was unjust, do not give up hope. There are many options to pursue the money left behind on a denied claim. Often times, the provider will allow for an appeals process. While your chances here are not great, this is often a less costly route. If this route fails, you should be ready to bring in experienced help in the form of a reputable life insurance law firm that concentrates their practice in this field. Do not be afraid to escalate a denied life insurance claim matter and get the money that your rightfully deserve. We just resolved a $62,000.00 West Coast Life Insurance company claim for the full policy amount. Terms associated with these claims are: West Coast Life Insurance Company; West Coast Life; term life insurance; products it issues; insurance and annuity; information about our information; product availability and features. More terms include: features may vary; vary by state; level premium; including protective life annuity; and affiliates including protective life.
If your West Coast Life insurance claim was denied, our life insurance lawyers will fight hard to get you the full amount of the policy.