There are plenty of insurance companies out there from whom you can buy and hold a life insurance policy through. They all say that they can do the same thing for you, which is to help you feel safe, as well as protect those that are coming after you.
Sadly, this is not always the case. Many insurance companies, no matter who you are or what you do, will see you not as a person but as another pocket full of money. No matter what, they want to make the most out of their investment, which would mean that they need to ensure that the amount of money that they would have to pay out is smaller than what they get from you.
As such, many companies look at the way to maximize their profits. This can come in many forms, albeit some very indecent and downright dirty tactics. These can and will include anything from nitpicking any little accidental mistake on the paperwork, to denying a claim due to the reason and time of death.
Genworth Life is one such company. Although they state that they are there to help you and get you the money you deserve in times of need, their contracts can easily corner you in to a failed claim. This is especially true when dealing with life insurance policies that state that the policy needs to be active for a certain period of time. This period is usually within 2 years, and if the policyholder dies, the beneficiary may be denied on their claim.
The cause of death can also be questioned if dealing with an AD&D policy. These policies will generally state that, in the case of an accidental death, the insurance company will payout. As such, many companies, like Genworth Life, will attempt to deny the claim on the status that the death was not accidental, and that there was some foul play involved. They will attempt to make sure that your claim will not be approved, and continue to battle the fight until you either give up or settle for the denial.
Because of this, it is important to always try to get an experienced life insurance lawyer. Through a life insurance attorney, he or she can help you to get the protection and help that you need when attempting to battle against the insurance companies. He or she can take all of the information available and let you know if you have a case or not. Luckily, our firm has handled thousands of Genworth claims, and with a 100% success rate. We just got the full $250,000 policy for a client this week. Don't give up on a denied life insurance claim.
If your Genworth life insurance claim was denied, our life insurance lawyers will fight hard to get you the full amount of the policy.