There are plenty of longstanding life insurance companies currently available for you to work through. These companies seem to have a rich history of helping customers get the most out of their policies, all the while making quite a bit of money along the way. As the years have passed, they have grown to connect and interlock with other groups, to ensure that, no matter what, the customer can always get the help that they deserve.
Liberty Life is one such group. One of the newer ones, but still holding a lot of purchase, they have been working since 1997 to help those that want insurance to get it. They state that they have reliable prices, and are able to find the best annuity plan just for you when necessary, as well as keeping you covered in cases of unfortunate accidents.
This can be a hassle, though, as they are connected with some banks and other administrations. Although this may be reaching, it can be dangerous to work with such lenders that are tied directly into different banks across the country. This is because they may not have your best interests at heart. Instead, they may be solely focused on getting the deal closed, and then attempt to cut you off with a denial on the claim itself.
For instance, one large denial reason comes from faulty paperwork. With Liberty Life, this can be through their policies, as well as any extra policy work that they are wanting to put on the documentation. Things such as past illnesses, or even misinformation of the beneficiary, can rear its ugly head further on down the road.
Another big issue is the cause of death. With many companies, they want to ensure that they are not cheated out of their money as well. Because of this, they will usually have strict stipulations and requirements in terms of what the cause of death was. If it is a pure accident, they will usually not have any problems. But, if they find even the smallest amount of other substance in the toxicology reports, it can be devastating. The insurance companies will usually attempt to run away with this, stating that the policyholder was impaired and pre planned it, and that it was not a full accident, which instead would be classified as an exclusion of their policy.
Because of these issues, it is best to always contact a reliable and experienced life insurance lawyer that can help you every step of the way of a denial case. An experienced lawyer will ensure that no loopholes are looked over, and that they will always be able to ensure that you have a solid case for you to stand on. They know that, for you, it isn’t just about a paycheck, but about closure, and you just want to move on.
If your Liberty life insurance claim was denied, our life insurance lawyers will fight hard to get you the full amount of the policy.