It's hard to move on with your life after the loss of loved one. The task becomes even more challenging when the insurance company is playing Russian roulette with the death benefits you rely on to support your family in the absence of a spouse. Our life insurance attorneys meet with people everyday who need help prying their money out of the hands of stingy insurance agencies. When a company you have been loyal to for years turns their back on you when you're the most vulnerable, it's like a slap in the face.
Why Insurance Companies Deny and Delay
Insurance companies are full of excuses on why your benefits are delayed. They distort the truth, ignore autopsy reports and do other things to either delay your payments or keep from paying you altogether.
The premise behind delaying your payment is that if they force you to wait long enough, they'll frustrate you and you will eventually give up. When this happens, not only do they get to keep your benefit payout, they get to fatten their pockets with all of the premium payments you've made over the years.
Insurance companies make money at the expense of the people who trust them to have their interest at heart. These companies spend billions of dollars in advertisements each year to earn your trust. Once they reel you in, they take your family's money year after year and assure you that they've got you covered. When the time comes for you to collect, the company uses "insurance speak" to delay or deny you what you rightfully deserve.
While you're on the phone trying to get your money, the company will give you the run around while they earn interest on your money – not in an effort to help you, but in an effort to make as much money as possible before they finally pay up.
Insurance companies pay their CEOs more than most industries, yet and still, they engage in unethical behaviors just to increase their bottom line. They reward employees who successfully deny claims, fire workers who award too many claims and engage in fraud when they can't find legitimate excuses to deny or delay the claims.
If you are elderly or ill, companies will delay hoping you either give up or kick off so they don't have to give you anything. People who are elderly or ill often can't handle the stress associated with chasing down death benefits.
Don't Let the Insurance Company Roll All Over You
When you can't get the insurance company to give you the death benefits you deserve, get a one of our top life insurance lawyers. Don't waste your time and energy going back and forth with them over your benefits. Our firm is number one in the nation for life insurance claims, and we will fight for what is right. Usually, when our firm gets involved in the mess, insurance companies will back down and give you your money. These companies know that our life insurance attorneys will call them out on their dirty tactics and expose their unethical behaviors.
You have enough on your plate dealing with the death of your loved one. Don't make matters worse by dealing with the insurance company or stressing out over the benefits your family paid for. They'll only give you the run around until they can find a way to deny your claim. Let your attorney handle the red tape while you focus on helping your family grieve.