Life insurance is typically denied to those with even mild mental health problems. Life insurance companies tend to deny life insurance coverage to people who have been depressed or anxious, claiming they are a suicide risk. Many customers who declared a prior mental health problem on their life insurance applications were immediately turned down for life insurance with no explanation.
The reason for that is that mild forms of depression are being put in the same category as serious mental illnesses such as schizophrenia and psychosis and used as a reason to either deny life insurance or charge higher premiums. Insurance companies may deny death benefits claims if the decedent's application stated he/she suffered from depression. In such cases, insurance companies dispute the cause of the death claiming that the death was a result of suicide. This can be very humiliating and difficult. When an insurance company denies your life insurance claim, you may feel helpless. Our life insurance lawyers are here to help.
When you are fighting an insurance company to get the benefits you deserve, you need an experienced life insurance attorney at your side. When you lose your loved one, you are going through the period of grief and sorrow and the insurance payout may be the last thing on your mind. However, funeral costs and other expenses accrue fast and the life insurance payout you expected to rely on may be the only solution to future financial difficulties. Fortunately, our life insurance attorneys are here to help. We have extensive experience in recovering money for denied and delayed life insurance claims. Call us to speak with a life insurance claim attorney regarding a delayed or denied life insurance claim.